Accident survivors rely on insurance companies to provide them with a settlement amount that covers their injury-related expenses. These essential damages can account for a victim’s current and projected medical expenses, lost wages, care replacement and more. Ideally, this settlement should mitigate any financial repercussions associated with the accident and help the victim maintain their prior standard of living. Unfortunately, insurance companies frequently engage in questionable tactics to avoid paying a survivor the compensation their injuries truly warrant.
Understanding Insurance Company Motives
An insurance company operates like any other business. They make money by investing the insurance premiums paid for by individual customers and businesses. They aim to pay an accident victim as little as possible while still respecting the guidelines of the law. Insurance adjusters are trained to manipulate plaintiffs for the sole purpose of diminishing the value of their claims. For example, they may trick an accident survivor into making a recorded statement that ultimately undermines their case. If an adjuster can prove that the injured party is equally or fully responsible for an accident, they may be able to limit or eliminate the victim’s right to compensation.
However, the most common tactic is to start the negotiation process with an inadequate settlement offer. In most cases, this amount isn’t enough to cover the full extent of a victim’s injury-related expenses. If an accident survivor accepts an initial settlement offer, they may struggle with serious financial debts in the future.
The only way to avoid this situation is to retain the services of an experienced personal injury lawyer who isn’t afraid to negotiate with these powerful insurance companies.
The Benefits of Hiring an Attorney
At Clark, Fountain, La Vista, Prather & Littky-Rubin, our West Palm Beach personal injury lawyers have more than 200 years of collective legal experience and a comprehensive understanding of insurance company tactics. Our exceptional legal team has recovered more than a billion dollars on behalf of our clients.
We can meticulously review your injury-related debts and expenses to ensure that you’re awarded a reasonable settlement amount. With this information, we can also recognize and account for future expenses you may not be anticipating. If the insurance company’s initial settlement offer doesn’t reflect your financial needs, we can develop a thorough and practical counter-proposal that effectively achieves your legal objectives. We aren’t afraid to litigate for your best interests in court if it means securing a beneficial verdict that safeguards your quality of life.
Contact Clark, Fountain, La Vista, Prather & Littky-Rubinat (561) 922-0258 to schedule a consultation. We work on a contingency fee basis, so you can pursue compensation without worrying about attorney fees.